Virtually in Vancouver

I attended the Real Estate Conference in Seattle 2 weeks ago. It was 2 days of new learning in Real Estate Marketing. I didn't regret a thing even though I spent a lot of money for the seminar because when I came back to Vancouver and applied the system it sure works! It's only been 2 weeks, but I believe I can triple my commission in 2010 because of the new business system I'm using. It also means I can help more clients to achieve their Real Estate goals in 2010 in a smooth and unstress transactions.

Anyway, I wish I was open minded and was thinking outside the box few years ago when I started my career. I felt like I wasted so much time doing the same things like other Realtors did. However, I did a lot of self-developments in my spare time because I believe success comes from the inside out. Furthermore, I made it to the Top Producer in 2008. Thanks to all my friends who trusted me in Real Estate.

As Realtor and Mortgage Broker, I swing my schedules with my clients. I knew there was a different way to leverage myself while vacationing. Yes, I love to travel and this is why I'm Self-Employed. Two days ago, I came across a guy name Nate Kennedy and watched his webinar, "Learn How To Make Money Multiple Ways Before You Even Close A Real Estate Deal". We have the same careers and not only that, he also believes that Internet Marketing is a great way to generate an income while you travel. He joined the MLM and Internet Marketing and earns more than his real estate commission.


Today, I found another guy named Deagan Smith--The King of Never Call A Single Lead. I ordered his CDs for only $ 1. Like my Seattle Seminar sucess results, I will try and duplicate what Deagan teaches. I believe MLM is a great way of leveraging time and money. I like to have an income while I'm sleeping. No, im not lazy! I am driven single female. If other people made it succesful on Internet Marketing, I can too!!!

Check it out!






To end this blog. I want to share with you James Allen's quote:

"Our life is what our thoughts make it. A man will find that as he alters his thoughts toward things and other people, things and other people will alter towards him".

To read more of his inspirational quotes. Please go to:

http://www.brainyquote.com/quotes/authors/j/james_allen_2.html

I will be in Chicago for more than two weeks spending my Christmas and New Year with family, but I know I will be generating clients while I'm virtually in Vancouver. Clients=Help=$$$. I like to buy another investment in 2010 and donate my time in a third world country to helping orphanage children to Dream Big!

For now, I am pre-occupied learning the Secret of Internet Marketing and getting ready for my winter trip! Sometimes, we just have to try new things to have different results! Isn't it Life is Beautiful?

Virtually Yours,

Grace Brewster
www.gracebrewster.com
1-888-569-1273

CANADIAN HOUSING: FIRST IN, FIRST OUT

BUT WHERE TO FROM HERE?

Existing home sales and prices, as provided by the Canadian Real Estate Association
(CREA), went through a sharp downturn last year, falling by 40% and
12% respectively from their peak of late 2007. Just as quickly and sharply, a phenomenal rebound kicked off early this year and was still going strong early in the
fourth quarter. From their trough sales had surged by 74% as of October, while the
average price was 20% higher.

In this extremely sharp two-year cycle, the housing market has undeniably
held up to its ‘fi rst-in, fi rst out’ (FIFO) historical billing. The downturn in existing home sales and prices (Q1/2008) preceded the start of the technical recession(dated Q4/2008) by three quarters. On the fl ip side, the strong recovery in existing home sales and prices that started in earnest in Q1/2009 led the end of the technical recession (dated Q3/2009) and the start of the overall economic recovery by at least two quarters.

Furthermore, the Canadian resale housing market downturn and recovery was
as V-shaped as can be. A quick glance at the chart at the top of the next page shows
sales and the average price could make a calligrapher green with envy. The length of
each leg of this cycle was also nearly symmetric with the downturn lasting roughly
all of 2008 and the ensuing recovery spanning all of this year.

While in the thick of a recession, the strongest countervailing force that set the
stage for the mother of all rebounds, apart from lower prices, was lower interest
rates. Recall that the Bank of Canada began easing its monetary policy back in late
2007, when it was becoming clear that the U.S. economy was tilting into recession
and would surely drag Canada along with it.

By the time the recession offi cially hit in Canada a full year later, the overnight rate had already been slashed from 4.50% to 2.25%, more than halfway en route to its all-time low of 0.25% by April 2009.

All said, the housing market has gone beyond retracing its steps and fully
recovering from the end of 2007 – which had marked the peak of a half-decade
long boom, concentrated in Western Canada. As of October 2009, national sales
were running at a blistering 550K annual pace and the average price was $340K.

1. See “Real estate trends could impact future path of Canadian monetary policy”, October 6th 2009,
at
http://www.td.com/economics/special/ca1009_housing.pdf and resale housing outlook,

“Housing
markets rebound sharply, sidestepping the worst”,

October 7th 2009, at http://www.td.com/
economics/special/pg1009_rhousing.pdf

Existing home sales rise in US, but values still down

Wednesday, 25 November 2009



As inventories continue to decline in the US, existing home sales jumped 10.1 per cent to a seasonally adjusted rate of 6.1 million units in October, from 5.54 million in September, according to the National Association of Real Estate. The figures easily beat predictions earlier from a Thomson Reuters poll of economists predicting home sales would increase just 1.4 per cent.

"The first-time homebuyer tax credit clearly was a motivating factor and an effective market stimulus to reduce inventories and help stabilize prices," says Mike Onorato, president of the Illinois Association of Realtors, which saw a 24.2 per cent increase in October home sales in that state.

Many real estate agents say the $8,000 tax credit for new homebuyer, which was set to expire on Nov. 30, pulled future buyers into the market earlier. If the tax credit had expired, the fear was the market would drop off in the winter and potentially beyond.

Hoping to stave that off, Congress renewed the credit earlier in November and broadened its reach to current homeowners as well. This latest move will expire on April 30, 2010. Current homeowners who have owned their homes for at least five years can now claim a tax credit of up to $6,500 for a home purchase.

Sales activity is at the highest pace since February 2007, when it hit 6.55 million.

"Many buyers have been rushing to beat the deadline for the first-time buyer tax credit that was scheduled to expire at the end of this month, and similarly robust sales may be occurring in November," says Lawrence Yun, NAR chief economist.

He says it is likely such a spike in October would result in a decline in December and early next year, however, before a possible surge in the spring or early summer.

Yun says an encouraging factor is the historically low interest rates, which were at the third lowest level on record dating back to 1971.

Meanwhile, despite the increase in buyers, prices were still down in the US.

The national median existing-home price for all housing types was $173,100 in October, down 7.1 per cent from October 2008. That could largely be due to distressed properties, which accounted for 30 per cent of sales in October.

Source: mortgagebrokernews.ca

HST

Government listens to Real Estate Board on HST

The BC Government has announced that it will exclude new homes costing up to $525,000 from its proposed 12 per cent Harmonized Sales Tax (HST) scheduled to take effect July 1, 2010.

The government has also increased the rebate of the provincial portion of the HST paid on a new home to a maximum of $26,250.

This represents a 30 per cent increase over the original government proposed home price threshold of $400,000 and maximum rebate of $20,000.

This is good news for the Real Estate Board and proof that its lobbying efforts produce results.

In October, 2009, the Board asked the government to raise the threshold for the HST on new homes as well as the new housing rebate.

Clearly the government listened to the Board and the real estate sector.

“We heard the concerns from consumers and industry about how the HST might affect home buyers, and
this increase will move the threshold to above the average new home price in the province,” said the Hon. Colin Hansen, Minister of Finance.

A similar rebate will also support the construction or substantial renovation of affordable rental housing.

The government has released its proposed Residential Housing New Housing Rebates and Transitional Rules for British Columbia HST, which provides details on new housing rebates including transitional rules for real property. This includes:

Transitional rules: the HST would not apply to sales of new homes where ownership or possession is transferred before July 1, 2010;

Grandparenting: sales of new homes under written agreements of purchase and sale including presales entered into on or before midnight November 18, 2009, would generally not be subject to the provincial portion of the HST, even if both ownership and possession are transferred on or after July 1, 2010. Any home sold on or after November 19, 2009 is subject to HST transitional rules.

For a copy of the new Transitional Rules, visit: http://www.sbr.gov.bc.ca/business/Consumer_Taxes/Harmonized_Sales_Tax/HST_Transitional_Rules.html

High sales levels spur rise in home values

This blog is brought to you by LIFESTYLENOW



Strong demand has led to a steady rise in Greater Vancouver home prices compared to last year.

Over the last 12 months, the MLSLink® Housing Price Index (HPI) benchmark price for all residential properties in Greater Vancouver increased 6.8 per cent to $553,702 from $518,668 in October 2008.

“While home prices have been rising in 2009, they have not eclipsed the peaks reached in early 2008,” Scott Russell, Real Estate Board of Greater Vancouver (REBGV) president said. “We’re coming off several months of unseasonably high sales levels, which has allowed for a gradual increase in home values this year,”

The REBGV reports that residential property sales in Greater Vancouver totalled 3,704 in October 2009, an increase of 4.1 per cent from the 3,559 sales recorded in September 2009, and an increase of 171.6 per cent compared to October 2008 when 1,364 sales were recorded. Looking back two years, last month’s sales increased 22.3 per cent compared to October 2007 when 3,028 sales were recorded.

“High confidence and low mortgage rates are continuing to drive the activity we’re seeing in the housing market today,” Russell said.

New listings for detached, attached and apartment properties in Greater Vancouver totalled 4,977 in October 2009. This represents a 2.3 per cent increase compared to October 2008 when 4,867 new units were listed, and a 13.4 per cent decline compared to September 2009 when 5,764 properties were listed on the Multiple Listing Service® (MLS®) in Greater Vancouver.

At 12,084, the total number of property listings on the MLS® decreased 4.1 per cent in October compared to last month and declined 37 per cent from this time last year.

Sales of detached properties increased 201.6 per cent to 1,487 from the 493 detached sales recorded during the same period in 2008. The benchmark price, as calculated by the MLSLink Housing Price Index®, for detached properties increased 7.7 per cent from October 2008 to $749,808.

Sales of apartment properties in October 2009 increased 148.4 per cent to 1,607, compared to 647sales in October 2008. The benchmark price of an apartment property increased 6.3 per cent from October 2008 to $380,975.

Attached property sales in October 2009 are up 172.3 per cent to 610, compared with the 224 sales in October 2008. The benchmark price of an attached unit increased 4.6 per cent between Octobers 2008 and 2009 to $468,798.



-30-

The Real Estate industry is a key economic driver in British Columbia. In 2008, 24,626 homes changed hands in the Board's area generating $1.03 billion in spin-offs. The Real Estate Board of Greater Vancouver is an association representing more than 9,400 REALTORS®. The Real Estate Board provides a variety of membership services, including the Multiple Listing Service®. For more information on real estate, statistics, and buying or selling a home, contact a local REALTOR® or visit www.rebgv.org.

For more information please contact:
Craig Munn, Assistant Manager of Communications
Real Estate Board of Greater Vancouver
Phone: (604) 730-3146
cmunn@rebgv.org

CAAMP report calls Canadians' debt load "reasonable"

| Tuesday, 17 November 2009



On the heels of CAAMP's latest fall survey report on the residential mortgage market, there is concern that mortgage debt is rising and that Canadians are taking out longer-term mortgages. But despite the number of long-term mortgages almost doubling between 2007 and 2009, CAAMP's chief economist Will Dunning said Canadians' mortgage debt remains reasonable.

"While many Canadians have been negatively affected by the recession and worry about the future, the vast majority are in solid financial situations," said Dunning. "Consumers continue to be thoughtful and strategic about their mortgage decisions, treating home ownership as the bedrock of their personal financial plans, and their decisions have provided stability as we weather these challenging economic times."

The CAAMP survey also found that 80 per cent of respondents have more than 20 per cent equity in their homes and fewer took equity out of their mortgages this fall compared to a year ago. Recent statistics from the Canadian Bankers' Association show that 0.43 per cent of mortgages are in arrears, a number that has stayed fairly stable over the past six months.

Another key finding of the survey was the surprisingly higher number of respondents optimistic about the housing market - 61 per cent said they felt it was a good time to buy a home, nearly double the response from last year.

"Attitudes about whether this is a good time to buy a home have never been higher in the three years that CAAMP has surveyed on that question," the report said. "Only a small minority expects house prices to fall, and more than one half expect stable prices."

Source: mortgagebrokernews.ca

Housing Activity to Strengthen in 2010

October Housing Starts
OTTAWA, November 9, 2009 — The seasonally adjusted annual rate1 of housing starts reached 157,300 units in October. This is an increase from 149,300 units started in September, according to Canada Mortgage and Housing Corporation (CMHC).

“The improvement in housing starts in October is attributable to improvement in the multiple starts segment,” said Bob Dugan, Chief Economist at CMHC’s Market Analysis Centre. “Despite a small decline in single home starts in October, the level of single home starts remains at its second highest level since October 2008.”

The seasonally adjusted annual rate of urban starts increased by 5.2 per cent to 139,900 units in October. Urban multiple starts climbed 13.8 per cent to 72,600 units, while urban single starts declined by 2.7 per cent to 67,300 units in October.

October’s seasonally adjusted annual rate of urban starts increased by 15 per cent in British Columbia, by 14.8 per cent in Ontario, by 6.5 per cent in the Prairies and by 1.2 per cent in the Atlantic. The rate of urban starts decreased by 11.6 per cent in Quebec.

Rural starts were estimated at a seasonally adjusted annual rate of 17,400 units in October2.

As Canada's national housing agency, CMHC draws on more than 60 years of experience to help Canadians access a variety of quality, environmentally sustainable and affordable homes. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making vital decisions.

For more information, call 1-800-668-2642.

1 All starts figures in this release, other than actual starts, are seasonally adjusted annual rates (SAAR) — that is, monthly figures adjusted to remove normal seasonal variation and multiplied by 12 to reflect annual levels.

2 CMHC estimates the level of rural starts for each of the three months of the quarter, at the beginning of each quarter. During the last month of the quarter, CMHC conducts the survey in rural areas and revises the estimate.

Information on this release:
Charles Sauriol
CMHC
Media Relations
Tel.: 613-748-2799
csauriol@cmhc-schl.gc.ca

For regional starts information contact:
Atlantic provinces:
Alex MacDonald
CMHC
902-426-8964
amacdona@cmhc-schl.gc.ca

Ontario:
Ted Tsiakopoulos
CMHC
416-218-3407
ttsiakop@cmhc-schl.gc.ca

British Columbia:
Valerie Rosenthal
CMHC
604-202-2609
vrosenth@cmhc-schl.gc.ca
Quebec:
Kevin Hughes
CMHC
514-283-4488
khughes@cmhc-schl.gc.ca

Prairie provinces:
Lai Sing Louie
CMHC
403-515-2991
llouie@cmhc-schl.gc.ca




Housing Starts, Actual and SAAR*
Actual SAAR
October
2008 October
2009 September
2009 October
2009
Final Preliminary Final Preliminary
Canada, all areas 19,597 15,828 149,300 157,300
Canada, rural areas 2,208 1,738 16,300 17,400
Canada, urban centres** 17,389 14,090 133,000 139,900
Canada, singles, urban centres 6,411 6,536 69,200 67,300
Canada, multiples, urban centres 10,978 7,554 63,800 72,600

Atlantic region, urban centres 950 788 8,100 8,200
Quebec, urban centres 4,144 3,065 36,100 31,900
Ontario, urban centres 7,403 5,940 48,500 55,700
Prairie region, urban centres 2,516 2,771 26,300 28,000
British Columbia, urban centres 2,376 1,526 14,000 16,100

Source: CMHC
*Seasonally adjusted annual rates
**Urban centres with a population of 10,000 and over.
Detailed data available upon request.

GO GREEN

Please click the Green Product below. No phosphates, chlorine, or other unpleasant ingredients that could harm the environment.

Introduction to Built Green BC

Built Green™ promotes construction of buildings that are healthier for the occupants and healthier for the environment. Sustainable or “green” building practices can reduce the tremendous impact that building has on both people and nature.
▪ Better energy efficiency means comfort and long term savings for the homeowner. ▪ Healthier indoor air means comfort, better health and peace of mind for the family. ▪ Durable, reduced-maintenance materials mean a longer life for the home and long term savings. ▪ Preserving natural resources means leaving more for future generations to enjoy. Informing and educating the home-buying public on the value of a home that meets Built Green™ standards are one of the primary undertakings of the program. An informed buyer will recognize the value of greater energy efficiency, healthier indoor air, reduced water usage, and improved comfort. Sustainable building practices go beyond energy and water conservation, resource efficient building materials and superior indoor environmental quality. Some of the key benefits are: ▪ Lower electric and water utility costs ▪ Environmentally effective use of building materials ▪ Enhanced health and productivity ▪ Long-term economic returns ▪ Reduced environmental impact

The homebuyer will know that their Built Green™ home represents their commitment to the environment, future generations and improving the way we live. Resource and environment-conscious homebuyers will look for Built Green™ certification when choosing their home. A Built Green™ home certification offers participating builders an excellent way to distinguish themselves in the marketplace. Market research shows that consumers take environmental concerns and long-term energy costs into consideration when making purchasing decisions. Builders can demonstrate their environmental leadership by participating in Built Green™ and produce a great home.

How the program works

Membership in Built Green™ is open to all members of participating Home Builders’ Associations (HBA’s) including builders, renovators, product suppliers or manufacturers, service providers, community developers and municipalities. Builders and Renovators can demonstrate to consumers the environmental stewardship of the building industry by building more energy efficient homes that have a reduced impact on the environment. For product suppliers/manufacturers or service providers, it opens up a new marketplace To join Built Green™ visit, http://www.builtgreencanada.ca/
The program concentrates on four separate and distinct target areas: ▪ Energy efficiency ▪ Indoor air quality ▪ Resource use (including waste management) ▪ Overall environmental impact

Builders and consumers can choose from four “built green” achievement levels; Bronze represents the minimum level, Silver and Gold the intermediate levels, and Platinum is the maximum achievement level of the four “green” target areas. Builders and consumers have the flexibility to choose which package and point level works for them. Because of the range and number of options available under the Built Green™ Checklist, each builder can choose to “build green” somewhat differently.

In order to complete the EnerGuide rating for the home, a mandatory blower door test must be done on each home prior to occupancy. The actual results of the test will determine the final EnerGuide rating and the subsequent level of achievement in Built Green™. The home will receive an EnerGuide for New Houses rating label and the official Built Green™ seal for the Built Green™ home.

Builder Training

Training is required to become a certified Built Green™ Builder. The Built Green™ BC Builder Training Workshop is required by all Builder/Renovator members prior to enrolling new homes in the program. Visit http://www.chbabc.org/ to find the course calendar and register for the training session of your choice.
Easy Steps to be Built Green™
1. Become a member of Built Green™. 2. Successfully complete the Built Green™ Training. 3. Develop the option package(s) for your Built Green™ Certified Home utilizing the Built Green™ Checklist. 4. Evaluate plan(s) you will want to enroll in the program by hiring a Certified Energy Advisor. 5. Register the new home with Built Green™. 6. Build the new home. 7. Arrange a “blower door test” prior to homeowner possession. 8. Receive the EnerGuide for New Houses rating label and official Built Green™ seal. Click here to join Built Green™ BC

Built Green™ Product Order Form
Click here to download the Built Green™ product order form.

Click here to view Built Green™ members in your neighbourhood.

For more information please contact
Jennifer Shaw
jshaw@chbabc.org
1.800.231.1336

Kelly Rowsell
kelly@chbabc.org
604.432.7112

Click here to visit the Built Green™ Canada Website.

The World's Greatest Business Mind by Affirmation

You have an awesome power that most of us have never been taught to use effectively. Elite athletes use it. The super rich use it. And peak performers in all fields now use it. That power is called visualization.


WATCH MY VIDEO by clicking the TV


The daily practice of visualizing your dreams as already complete can rapidly accelerate your achievement of those dreams, goals and ambitions. Visualization of your goals and desires accomplishes four very important things.

It activates your creative subconscious which will start generating creative ideas to achieve your goal.

It programs your brain to more readily perceive and recognize the resources you will need to achieve your dreams.

It activates the law of attraction, thereby drawing into your life the people, resources, and circumstances you will need to achieve your goals.


It builds your internal motivation to take the necessary actions to achieve your dreams.

Visualization is really quite simple. You sit in a comfortable position, close your eyes and imagine — in as vivid detail as you can — what you would be looking at if the dream you have were already realized. Imagine being inside of yourself, looking out through your eyes at the ideal result.


Tapping into the powers of the brain with visualization will begin to function as if your goals are already attained. Your brain will work tirelessly to achieve the statements you give your subconscious mind. And when those statements are the affirmation of your goals, you are certain to achieve them!


Because your mind responds strongly to visual stimulation - by representing your goals with pictures and images you will stimulate your emotions… and your emotions are the vibrational energy that activates the Law of Attraction.


Create a personal video that clearly depicts the future you wish to create. Find pictures that represent or symbolize the experiences, feelings, and possessions you want to attract into your life, and place them in video. Have fun with the process! Use photographs, magazine cutouts, pictures from the Internet - whatever inspires you. Be creative. Include not only pictures, but anything that speaks to you.

Success Focus

There are people who take action after action, and sometimes they fail and sometimes they succeed. It may seem like that is the way to do things. But yet there are the ones who can take action and each time produce results that are considered to be success. There is a key difference in the way things are being done, that separates the successful people from the super successful ones. When you learn that success can come each time you do anything, you can have power to make every act a success.

What makes something successful depends on the intent and energy you put into it. All of creation is the result of intent and energy. When you put in the required intent and energy to make anything happen, it can turn out no other way but a success. The reason why people who take lots of action seem to succeed some of the time and fail at other times, is because they are not approaching each task with full intent of success. They are approaching each act as an attempt rather than doing the work fully.

Your beliefs determine the reality you are capable of experiencing. If you believe that you may not succeed in everything you do, then that is the reality you experience. If you believe that it is absolutely possible to experience success each and every time you truly do anything, then that is the reality you experience. What separates the successful from the super successful is a whole world view of difference. The super successful think and act like God and that’s why they attain godlike results of success.

God or infinite intelligence comprehends only success and not failure, and that is why God can only succeed and never fail. If we can realize who we are as projections of God consciousness, we can achieve the same unfailing results of omnipotence. The way to thinking and acting like God is to put yourself wholly into every action. Focus all your intent and energy into the process of creation itself. Do or don’t do, there is no try. Do it fully and believe it to be a success. The result will only be as you intended.

All creation is an act of will. With the power of the will, you can do anything. The reason for different degrees of success among men lies in the level of will utilized. The will is the faculty of concentration. The level of concentration is level of will. The difference in concentration explains the difference in the manifestation of mental power among men. Through concentration you can get anything you desire. Every desire can be gratified. But whether it is, will depend upon you concentrating to have that desire fulfilled.

You have to intend into the action or process. Every action can be made powerful and successful by holding your vision while doing it, and putting your whole purpose and faith in it. Most people fail by separating mental power from personal action. They use the power of mind at one place and time, but yet they act at another place and time. So their actions are inefficient and unsuccessful. But if all power both mental and physical goes into every act, no matter how ordinary, every act will be a success in itself.

Your will power or energy of intent is like the steam that runs the steam engine of a train. If you want to use your full amount of steam, you must close your valves and direct your power of generating mental steam toward one end. Center your mind on one purpose, one plan, one transaction. Just as it is impossible for a steam engine to run with all its valves open, so is it impossible for you to waste your energy and run at top speed. Focus all your power to make what you do a success, one act at a time.

The secret of success is to be able to hold all of our energies upon one point, to focus all of the scattered rays of the mind upon one place or thing. Use will power in concentrating your mind upon what you are doing at a given moment, and then turning to something else. Hold all of your powers with a firm hand. He who has a firm will molds the world unto himself. The outcome of your every action will not be subjected to external forces because your intent will control those forces to bring you success.

Will is focused intent. You use your will by focusing your intent. The secret of success is focus and consciousness of success. The more you focus on the intent of what you are doing and the success of your action, the more your actions will lead to success. To have a consciousness of success also requires your intent to be backed up by belief in success. Feel that you can accomplish anything you undertake. Many undertake to do things, but feel when they start they are going to fail, therefore they do.

An example would be when you go to a store looking for a particular item. You’re told by the store assistant that they don’t have it. But being determined to get it, you inquire if he knows where to get it. After another unsatisfactory answer, you consult the manager and finally find where the item can be bought. That is the whole secret of concentrating on getting what you want. Your soul is a center of all-power, and you can accomplish whatever you will to. “I’ll find a way or make one!” is the spirit that wins.

When you know that with great concentration you can focus the power of omnipotence, you will kill out entirely your belief in your limitations and at the same time drive away all fear and other negative and destructive thought forces which constantly work against you. In the place of these you will build up a strong assurance that your every venture will be successful. When you learn thus how to concentrate and reinforce your thought, you control your mental creations. You become a master of success.

Buying with Attitude

Throughout my real estate career, I mostly work with Buyers. Working with so many Buyers, I can tell if the client would find his/her home in months or weeks. There are two kinds of clients in the world. The Optimistic and the Pessimistic.

The Optimistic ones are those clients who see the big pictures. Big pictures such as the equity of the property in few years and what they can do with the money, the profit from living in the property for few years and the privilege of owning a home. Small pictures such as cosmetic wall paintings, renovated kitchen with granite countertop, solid oak floors and more. Even how ugly is the place, they still see the benefit of home ownership compared from renting. On the other hand, the Pessimistic clients are those who see small and big pictures such as the color of the walls,the chip on the painting, the dirty stove and the smell of the house. They also question themselves what would happen if in a year there would be a levy or the pipe would burst, the sink would overflow and a lot more.

Are you an Optimist or a Pessimist Buyer? There's nothing wrong of what you are feeling. Real Estate purchase is a big investment and people are careful not to have extra expenses that might come up after buying a home. The first three months is an adjustment period from renting to owning. Not only after spending 1.5% closing costs in buying the property, but paying the bills and strata and property tax is a shock especially for first time buyers.

What you focus is what you attract. Do you see yourself as being the creator of what happens, or a victim of circumstances? When you see yourself as being at the effect of some cause over which you have little or no control, you feel helpless. In effect, you actually become helpless, because what ever you believe tends to manifest in reality. When you see yourself as being at effect, you automatically filter out all the possible ways you could create something different, and all the ways you have personal power. You do not see them at all. They disappear from your awareness, as if they did not exist at all.

If you think you are at effect look outside of yourself for some cause on which to blame what is happening. When you do that, such a cause will ALWAYS appear, even it isn’t really the cause. The result is that you feel helpless, and ARE helpless.

You can let the Fear overwhelmed you or you overcome Fear. And you know if you have fear, you will not move forward. You may as well be dead. Stop thinking of the worst things. Enjoy the ownership and the moments you spend in your home. Think of big pictures! Owning real estate is an Asset! Observe the people who rent all their lives and people who are owners. Who achieve great wealth? You know the answer. Happy house hunting!

About the Author: Grace Brewster is a Real Estate/Mortgage Consultant and the Law of Attraction believer. Within the first two years of her career, she manifest everything she desired. Her Goal is to help women and their families to own real estate.

Success is from the Inside Out Even in Real Estate

Working as one of the top producer REALTORS® for Royal LePage, I met so many clients with different situations. Some earn minimum wage and own more than one property. Others earn above the minimum wage and own no property. What is the secret? It's the state of mind. Owning real estate starts from the mind. First you write your real estate goals. Second, you dream and things will manifest when you harmonize with the Law. When you write your goals and picture yourself that you already have the posession of your house, you attract the people who would help you.

I have clients who found me on google. With just one type of word, they end up on my site that we can't even explain. How did it happen? These people are sending the vibration to the Universe about their desire and because I have a very strong magnet to help people with their real estate goals, we connect by the Law of Attraction.

Success Begins with Believing. If you are going to be successful in spite of a recession and create the life of your dreams, you have to believe that you are capable of making it happen. You have to believe you have the right stuff, that you are able to pull it off.

You have to believe in yourself. Whether you call it self-esteem, self-confidence, or self-assurance, it is a deep-seeded belief that you have what it takes - the abilities, inner resources, talents, and skills to create your desired results.

Ultimately, you must learn to control your self-talk, eliminate any negative and limiting beliefs, and maintain a constant state of positive expectations.

Control Your Self-Talk. Researchers have found that the average person thinks as many as 50,000 thoughts a day. Sadly, many of those thoughts are negative — I’m not management material… I’ll never lose weight… It doesn’t matter what I do, nothing ever works out for me.
This is what psychologists call victim language. Victim language actually keeps you in a victim state of mind. It is a form of self-hypnosis that lulls you into a belief that you are unlovable and incompetent.

In order to get what you want from life, you need to give up this victim language and start talking to yourself like a winner - I can do it…


You Are Always Programming Your Subconscious Mind. Your subconscious mind is like the crew of a ship. You are it’s captain. It is your job to give the crew orders. And when you do this, the crew takes everything you say literally. The crew (your subconscious) has no sense of humor.

This power of your subconscious mind is the reason you must become very vigilant and pay careful attention to your spoken and internal statements. Unfortunately, most people don’t realize they are committing negative self-talk, which is why it is best to enlist another person — your success partner — in monitoring each other’s speaking. You can have a signal for interrupting each other when you use victim language.

Use Affirmations to Build Self-ConfidenceOne of the most powerful tools for building self-worth and self-confidence is the repetition of positive statements until they become a natural part of the way you think.

These “affirmations” act to crowd out and replace the negative orders you have been sending your crew (your subconscious mind) all these years. I suggest that you create a list of 10 to 20 statements that affirm your belief in your worthiness and your ability to create the life of your dreams.

Of course, what to believe is up to you, but here are some examples of affirmations that have worked for others in the past:

I am worthy of love, joy and success.
I am smart and make wise choices.
I am loveable and capable.
I create anything I want.
I am able to solve any problem that comes my way.
I can handle anything that life hands me.
I have all the energy I need to do everything I want to do.
I am attracting all the right people into my life.
Believing in Yourself is an Attitude. Believing in yourself is a choice.

It’s an attitude you develop over time. It’s now your responsibility to take charge of your own self-concept and your beliefs. It might help to know that the latest brain research now indicates that with enough positive self-talk and positive visualization combined with the proper training, coaching, and practice, anyone can learn to do almost anything.

You must choose to believe that you can do anything you set your mind to - anything at all - because, in fact, you can!

Wealth is a State of Mind

To find riches, we don't need to go far, but to connect within our deepest self. Owning a property is considered wealth because of its long term profit. Real Estate is affordable right now and because of it, people are attracted to owning a home. Without an action, your dream of wealth will just be another dream. As REALTOR® and working with my mortgage team and lawyer, we are instruments to help you start owning your wealth.

Wealth is your birthright. It’s everyone’s birthright! The silver spoon was in your mouth on the day you were born. You may not realize it because you think that to have riches you need lots of cash or financial holdings - or a genuine silver spoon -but this is a very limited and distorted way of thinking about wealth. Being rich doesn’t necessarily mean you have a pile of $100 bills, a stack of gold bars, or a mink coat in your closet.

What most people don’t understand is that wealth is an energy force. Every one of us can tap into this wonderful force whenever we like because it comes from a divine source of abundance that is always available to us. We’re all born with access to this faucet of abundance. Turn it on and you’ll find that wealth manifests in your life in many different ways: You may have plenty of friends and family, a treasure chest full of ideas, abundant joy and enthusiasm, and any number of expressions of affluence. When you develop the 21 Distinctions of Wealth, you’ll know how to turn on that faucet.

A major reason why most of us block the flow of wealth and abundance is that we get stuck on the details of how it shows up in our lives. This blinds us to the creativity of the Universe, which has far more clever ideas about how to manifest riches than we can possibly imagine. We insist that we want cash or gold, but really, what good is a stack of green paper or a bar of gold? What can you do with them?

I suppose that you could use a bar of gold as a paperweight or to prop a door open, and you might use a piece of that green paper to mark your place in this book. Currency, precious metals, jewels, and fur aren’t wealth; they’re merely symbols of it, representing something of value that can be exchanged for something else of value. If you recognize all the forms of wealth available to you, you can start trading them in for what you most value.

Right this moment, you may be extremely wealthy and not even realize it. Everyone has a great deal of value, or assets, that they can enjoy and increase. You probably don’t have stacks of bills or gold bars lying around your home, but I’m certain that you have a personal hidden gold mine you can work with and turn into another form of wealth. Your gold is special because unlike the precious metal, it’s magnetic. Once you recognize it, value it, feel gratitude for it, and experience the joy of possessing it, you’ll find that your gold is vibrating and acting as a magnet, attracting even more wealth to you.

Do you doubt that you have a hidden gold mine? Most of us focus on what we lack and overlook our special gifts, qualities, and resources - whether it’s our creativity, our abundant love, our willingness to work hard, our excellent communication skills, our boundless enthusiasm, or some other quality or skill that has great value. Instead, we start subscribing to negative thinking and telling ourselves that we can’t have wealth, that it’s foolish to hope for it. These kinds of thoughts and the oppressive feelings they create blind us to the riches we hold within us.



What qualities and resources have you forgotten about because you haven’t considered just how valuable they are? What are your overlooked blessings? What do you possess that can be exchanged for what you most desire? You may be thinking, I don’t have what it takes to be wealthy. I don’t have the right skills, the education, the connections, or the time to create wealth. Yet if you look carefully, you might unearth talents, wisdom, qualities, resources, and ideas that are secretly worth a fortune.

Like everyone else, you were born with precious seeds of wealth . . . but have you claimed them, planted them, and nourished them? Some people are born with a knack for making friends and networking with other people—they might know the very individual who can direct them to where they need to be in order to receive the riches that are ready to flow into their lives. Others are tremendously creative and hardworking by nature, but they end up squandering precious time and never planting the seeds of their ideas in fertile ground. Still other people are brilliant observers and communicators who have the potential to transform those exceptional talents into another form of abundance.

If you’re blind to the gold beneath the surface, it’s because you lack the positive emotions that would open your eyes and allow you to rediscover and claim your birthright - emotions such as faith, confidence, worthiness, joy, enthusiasm, and abundance. Yes, abundance is an emotion. Feel it and experience it and your eyes will open to all the affluence already present in your life. Then you’ll attract even more of it to you. Your wealth is there before you - ready to be claimed, invested, exchanged, built upon, and enjoyed.

Wealth truly is every human being’s birthright. The Divine doesn’t want us to go without. That’s why we’re born with curious minds; the potential to think, speak, and create something new; and open hearts that are willing to trust and believe in the seemingly impossible. Try telling a child that she can’t possibly become a princess in a castle and she’s likely to roll her eyes at how unimaginative and foolish you are. Much too quickly, we lose our ability to believe that we can live a life of opulence and luxury.

Look around at our world, lush with life and filled with strange and extraordinary creatures who remind us that the “impossible” is possible. (I once read that honeybees aren’t supposed to be able to fly according to the laws of aerodynamics, but they do it anyway!) Think of the millions of microscopic creatures and countless leaves on all the trees in the world. What makes us think there isn’t enough abundance to go around? Human beings in the most primitive living conditions have created art, music, tools, and new ideas and found resources to draw upon. The Divine gave us the ability to conceive and create, to think and to dream. So why don’t we believe we can manifest what we desire?

You, too, have this ability to reclaim your birthright and start living a prosperous, abundant life. All you have to do is let go of the negative thoughts and feelings that have been blocking you and open yourself up to the gifts you were born with.